Budgeting really is the key to having strong financial foundations. No matter whether you are on minimum wage or taking home a seven-figure bonus cheque, you need to make sure you know what is coming in and out at all times. Use the Miss Lolly budgeting spreadsheet to get organised. Don’t forget though…it needs updating at least every 6 months as things change. All you need to get on top of your income and outgoings is in this download.