There are so many apps out there that offer to help us with our money management. For my book, Money Lessons, I spent some time researching what is out there and I thought you might like to know which ones I liked.

Squirrel: This separates your salary into different pots. It is great to show you clearly what you have left for fun money. It does cost Β£9.99 per month though.

Splitwise: This is a great way to split money for nights out, holidays etc. between friends. The app is free and would be especially helpful if you are the one always left with the bill!!

Too Good To Go: This app links you in with restaurants in your area that would otherwise be throwing out food at the end of their day, and offers it at a massive discount.

ATM Hunter: If you are like me and hate paying to use an ATM, this is the app for you. It uses your location to help you find your nearest free ATM. Apparently free ATMs are becoming harder to find too as banks close branches.

Voucher Apps: There are loads out there so get in the habit of searching the discount apps before you purchase anything. Have a look at VoucherCodes, Vouchercloud or HotUKDeals. Groupon, LivingSocial and Wowcher are similar but they use group buying power to bag discounts.

Stocard: Rather than carrying around all your loyalty cards, this app will store them on your phone so you never miss out on points again.

Cashback Apps: These apps offer you cashback if you buy your purchase via their app. I have used this quite a lot for my toiletries shop and sometimes I manage to get a discount on the items I am looking out for at Christmas.

MySupermarket: This app allows you to compare the cost of thousands of groceries from the main supermarkets. You fill your basket with the items you need and the app will tell you which supermarket is the cheapest and will place your order.

I hope you find these useful. Please let me know if there are other apps that are making your life easier.

Lots of Love

Miss Lolly xx